AI-Native · Built for Specialty Insurance & Reinsurance

AI-Native Claims Management for Insurance

The only claims platform built from the ground up around AI. AI-powered FNOL extraction. Intelligent triage. Full lifecycle handling with event-sourced audit. Copilot intelligence from day one.

Explore Capabilities
claims.workbench.ai/dashboard
34
Active Claims
$8.2M
Total Reserves
42d
Avg Days to Close
Pipeline by Stage
Pending
8
Triage
5
In Handling
22
Approval
7
STP Auto
4
33%
STP Rate
$2.4M
Paid YTD
Watch demo →Product demo coming soon
AI-Powered FNOL
Email, Acord, and portal intake with AI extraction from day one
Event-Sourced Core
Every state change captured. Full audit trail. Zero data loss
AI Copilot
Daily briefings, reserve analysis, overdue alerts in natural language
98%
Acord FNOL extraction confidence
<2s
Average AI extraction time per FNOL
33%
Treaty claims processed via STP automation
Event-sourced
Immutable audit trail for every claim state change

Designed for specialty insurance · MGAs · Reinsurance · Lloyd's syndicates

01 / FNOL Intake

Every claim starts here. Email, Acord, or portal.

Context.Claims processes FNOL from any source. AI extracts structured data from emails and Acord forms. Portal submissions flow straight through. Every submission scored for extraction confidence.

  • AI extraction from broker emails with 94%+ confidence scoring
  • Acord API integration with 98% field-level accuracy
  • Portal submissions with structured data capture
  • Multi-source intake: email, Acord API, and broker portal in one inbox
AI-powered extraction with confidence scoring
claims.workbench.ai/messages
Message Centre
FNOL: Industrial Fire - Henderson Manufacturing
Marsh · 14 Mar 2026 · Loss: $4.2M est.
Email94% confidenceFacultative
Acord FNOL: Marine Cargo Loss - Pacific Trading
Aon · 13 Mar 2026 · Loss: $1.85M est.
Acord API98% confidenceTreaty
Portal: Professional Indemnity - Apex Consulting
Willis · 12 Mar 2026 · Loss: $620K est.
Portal76% confidenceFacultative
8
Pending
28
Processed this month
02 / Triage & Assignment

AI recommends. You decide. Claims move faster.

Every new claim is scored against five triage criteria. AI suggests the right handler based on workload, expertise, and authority limits. You approve or override in one click.

  • Five-point triage checklist: coverage, peril, complexity, authority, urgency
  • AI handler recommendation based on workload and expertise match
  • Handler capacity tracking with real-time workload visibility
  • One-click assignment with full audit trail
AI-assisted triage in under 2 seconds
claims.workbench.ai/triage/CLM-2026-0042
Henderson Manufacturing
CLM-2026-0042 · Industrial Fire
High Complexity
Triage Checklist
  • Policy validated (inception 01/01/2026, expiry 31/12/2026)
  • Coverage trigger confirmed (occurrence basis)
  • Attachment point breached ($4.2M > $2M xs)
  • No duplicates found
  • Sanctions screening clear
AI Recommendation
Rachel Morrison - Senior Claims Handler
15 years specialty · Cat event experience · 60% capacity
03 / Claim Workspace

One screen for the full claim lifecycle

From FNOL to closure, every claim lives in a single workspace. Coverage assessment, reserve tracking, payment processing, communications, and documents. All in one place, all event-sourced.

  • Seven workspace tabs: Overview, Coverage, Reserves, Payments, Comms, Documents, History
  • Real-time KPIs: days open, total paid, current reserve, handler authority
  • Coverage assessment with AI-assisted policy analysis
Event-sourced: every action recorded, every state replayable
claims.workbench.ai/claims/CLM-2026-0042
CLM-2026-0042
Henderson Manufacturing · Industrial Fire
In HandlingFac
Header
Cause
Coverage
Quantum
Docs
Comms
Audit
$277K
Our Exposure
$250K
Reserve
$0
Paid
Coverage Assessment
PassPolicy in force at date of loss
PassPeril covered under policy terms
ReviewSub-limits applicable to BI component
04 / AI Copilot Intelligence

Every claim enriched with AI insight

Context.Claims embeds an AI Copilot across every screen. Daily briefings, reserve movement analysis, overdue alerts, similar claim lookups, and settlement benchmarking. All in natural language.

claims.workbench.ai/copilot
Give me today's briefing. What needs my attention?
3 items need attention today:
  • 3 new FNOLs received overnight. 1 flagged as urgent triage (Henderson Manufacturing, $4.2M industrial fire)
  • 3 overdue approvals: Payment for Pacific Trading (7 days), Reserve increase for Apex Consulting (4 days), Denial review for GlobalTech (2 days)
  • Capacity alert: David Chang at 90% workload (18/20 claims). Consider reassigning incoming Fac claims
STP Rate: 33% (target 40%)Reserve movement: +$1.1M MTD28 emails processed this month
Daily Briefings
Start every day with an AI-generated summary: new FNOLs, overdue actions, capacity alerts, STP rates, and reserve movement analysis.
Reserve Analysis
Track reserve movement, development factors, and reserve accuracy. Compare against similar claims and historical benchmarks. AI flags anomalies.
Settlement Benchmarking
Before approving a payment or denial, see how similar claims resolved. Average settlement, time to close, litigation risk, and precedent lookup.
Overdue Alerts
Automated monitoring of SLAs, approval deadlines, and handler capacity. Copilot surfaces what is overdue, who owns it, and how long it has been waiting.
FNOL Extraction Quality
Track AI extraction confidence across sources. Monitor Acord vs email accuracy rates. Identify patterns where manual review is needed most.
Handler Performance
Real-time handler workload, closure rates, average days to close, and reserve accuracy. Identify who has capacity and who needs support.

Suggested Copilot Prompts

The Copilot sidebar is available on every screen. Ask questions in natural language about your claims portfolio, handler performance, or specific claim details.

  • Give me today's daily briefing
  • Show reserve movement for this month
  • What overdue items need attention?
  • Find similar claims to benchmark this settlement
AI Copilot Capabilities
Daily Briefing● Active
Reserve Movement AnalysisAvailable
Overdue Items MonitorAvailable
AI Processing StatsAvailable
All prompts customisable per role and team
05 / Workflow & Automation

Payment. Denial. Closure. Built-in workflows.

Context.Claims embeds structured workflows for every resolution path. Authority checks, approval chains, mandatory checklists, and finance exports. Every decision auditable. Every step enforced.

payment
Payment
Payment Request: CLM-2026-0042
Amount:     $350,000 (Indemnity)
Payee:      Henderson Manufacturing
Method:     Wire Transfer

Authority Check:
  ✓ Handler authority   ($500K limit)
  ✓ Coverage confirmed
  ✓ Reserve sufficient  ($250K → $0)
  ✓ Documents complete
  ✓ Sanctions re-check  CLEAR

Approval:   Self-approve (within limit)
Status:     Ready to process
denial
Denial
Denial Review: CLM-2026-0039

⚠ Human-in-the-loop required

Coverage Opinion:    85% confidence
Reason:              Exclusion applies
Legal Ref:           Section 4.2(b)

Litigation Risk:     Moderate
Similar Denials:     12 precedents

Approval Required:
  Handler → Recommends
  Head of Claims → Approves

Reserve Release:     $180,000
closure
Closure
Closure Checklist: CLM-2026-0035

  ✓ All payments processed
  ✓ Outstanding reserve cleared
  ✓ All documents received
  ✓ No pending communications
  ✓ Coverage decision recorded
  ✓ Finance export completed
  ✓ Salvage/recovery assessed

Total Paid:     $180,000
Reserve Acc:    90% (within 10%)
Days to Close:  24 (avg: 42)
Payment Workflow
Six-point authority check, tiered approval chains (handler, head of claims, CFO), reserve impact tracking, and finance GL export staging.
Denial Workflow
Mandatory human-in-the-loop. Coverage opinion with confidence scoring. Litigation risk assessment. Precedent lookup. Head of Claims approval required.
Closure Workflow
Seven-point closure checklist. Reserve accuracy scoring. Salvage and recovery assessment. Broker notification. Full financial summary.
Every workflow enforced. Every decision auditable. Zero shortcuts
06 / Audit & Governance

Every decision recorded. Every action traceable.

Context.Claims is built on event sourcing. Every claim action, from FNOL intake to final closure, is stored as an immutable event. No overwrites. No silent edits. Full audit trail from day one.

Event stream (immutable)
Claim CLM-2026-0042
ClaimRegistered      14 Mar 09:12
TriageCompleted      14 Mar 09:18
HandlerAssigned      14 Mar 09:22
ReserveSet           14 Mar 10:05  $350,000
CoverageConfirmed    14 Mar 14:30
PaymentApproved      15 Mar 11:42  $350,000
PaymentProcessed     15 Mar 11:45
ClaimClosed          17 Mar 09:00
Governance view
Audit summary

Claim CLM-2026-0042 - Henderson Manufacturing

8 events recorded over 3 days
Handler: Sarah Chen (authority: $500K)
Payment: Self-approved (within limit)
Reserve accuracy: 100% (set once, paid exact)

Every action is an eventEvents are immutableFull audit trail, always
Immutable Event Store
Every claim action is persisted as an immutable event. No overwrites, no deletions. Full reconstruction of any claim state at any point in time.
Time-Travel Replay
Replay the event stream to see exactly how a claim reached its current state. Every reserve change, every approval, every assignment tracked.
Role-Based Access Control
Tiered authority limits enforce who can approve payments, change reserves, or close claims. Handler, Head of Claims, and CFO approval chains.
Compliance-Ready Export
Finance GL exports, regulatory reporting, and broker notifications built into every workflow. Structured data ready for external audit.

Built for regulated claims environments

Every layer of Context.Claims, from domain logic to data persistence, is built with auditability and governance as first-class concerns.

  • Event-sourced audit trail with no destructive updates or deletions
  • Tiered authority limits enforced at the domain level, not just the UI
  • Role-based access controls with handler, team lead, and executive tiers
  • Every state transition recorded with user, timestamp, and reason
  • Reserve changes, payments, and denials require documented justification
Compliance & Certifications
SOC 2
Designed for
ISO 27001
Control aligned
GDPR
Residency ready
Lloyd's
Market ready

Certification programme in progress

Event-sourced audit trail with zero destructive operations

Built for how claims teams actually work

Most claims systems bolt AI on as an afterthought. Context.Claims was designed from the ground up around event sourcing and AI, so every claim action is auditable and every decision is enriched with context.

Pricing

Plans tailored to your claims operation

Every deployment is scoped to your claim volume, workflow complexity, and governance requirements. Contact us for a tailored pricing walkthrough.

Starter

Best for smaller specialty teams managing claims manually today

  • FNOL intake from email and portal with AI extraction
  • Core claims lifecycle with payment and closure workflows
  • AI Copilot with daily briefings and overdue alerts

Professional

For growing MGAs and insurers scaling claims operations across teams

  • Acord API integration and multi-source FNOL intake
  • Tiered authority limits with approval chain enforcement
  • Advanced AI: reserve analysis, settlement benchmarking, handler performance

Enterprise

For multi-entity programmes with complex compliance and audit needs

  • Custom deployment with full event-sourced audit trail
  • Multi-team handler assignment with capacity management
  • Dedicated success planning and regulatory advisory

See Context.Claims in action

Schedule a 30-minute walkthrough tailored to your claims operation.